Money Talk

Hire a Professional! Home Projects That Add the Most Value Home Projects That Add the Most Value Some Highlights Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. ​Because not all of them will be worth it. Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and […]
Hire a Professional! Is It Better To Rent or Buy a Home? You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? With high home prices and stubborn mortgage rates, renting can seem like the safer choice right now. Or maybe your only choice. That’s a very real feeling. And perhaps buying today isn’t your best move; it’s not for everyone right away. You […]
Hire a Professional! The Secret To Selling Your House in Today’s Market A few years ago, homes were flying off the shelves and getting multiple offers well over their asking price. It felt like you could name your price and still have buyers lined up at the door. But today’s housing market is different. Buyers are getting more selective now that inventory has grown. Homes are sitting […]
Hire a Professional! Common Real Estate Terms Explained If you’re a first-time homebuyer, chances are you’ll come across some terms you’re not familiar with. And that can be overwhelming, especially while going through one of the biggest purchases of your life. The good news is you don’t need to be an expert on real estate jargon. That’s your agent’s job. But getting to know these […]
Hire a Professional! Thinking about an Adjustable-Rate Mortgage? Read This First. If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate mortgages (ARMs). If you remember the crash […]
Hire a Professional! More Homes for Sale Isn’t a Warning Sign – It’s Your Buying Opportunity Maybe you’ve heard the number of homes for sale has reached a recent high. And it might make you question if this is the start of another housing market crash. But the reality is, the data proves that’s just not the case. In most areas, more inventory isn’t bad news. It’s actually a sign of […]
Hire a Professional! What Buyers Need To Know About Homeowners Association Fees When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees. While you won’t necessarily have these, you should know it’s a possibility, depending on where you decide to live. A homeowners association is basically […]
Hire a Professional! You Could Use Some of Your Equity To Give Your Children the Gift of Home If you’re a homeowner, chances are you’ve built up a lot of wealth – just by living in your house and watching its value grow over time. And that equity? It’s something that could help change your child’s life. Since affordability is still a challenge, a lot of first-time buyers are struggling to buy a […]
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Hire a Professional! Why Would I Move with a 3% Mortgage Rate? If you have a 3% mortgage rate, you’re probably pretty hesitant to let that go. And even if you’ve toyed with the idea of moving, this nagging thought may be holding you back: “why would I give that up?” But when you ask that question, you may be putting your needs on the back burner without […]
Hire a Professional! Don’t Let Student Loans Hold You Back from Homeownership Did you know? According to a recent study, 72% of people with student loans think their debt will delay their ability to buy a home. Maybe you’re one of them and you’re wondering: Do you have to wait until you’ve paid off those loans before you can buy your first home? Or is it possible you could […]
Hire a Professional! Why Buyers Are More Likely To Get Concessions Right Now Especially in areas where inventory is rising, both homebuilders and sellers are sweetening the deal for buyers with things like paid closing costs, mortgage rate buy-downs, and more. In the industry, it’s called a concession or an incentive. What Are Concessions and Incentives? When a seller or builder gives you something extra to help with […]
Hire a Professional! Housing Market Forecasts for the Second Half of the Year From rising home prices to mortgage rate swings, the housing market has left a lot of people wondering what’s next – and whether now is really the right time to move. There is one place you can turn to for answers you want the most. And that’s the experts. Leading housing experts are starting to […]
Hire a Professional! Home Projects That Boost Value Whether you’re planning to move soon or not, it’s smart to be strategic about which home projects you take on. Your time, energy, and money matter – and not all upgrades offer the payoff you might expect. As U.S. News Real Estate explains: “. . . not every home renovation project will increase the resale value of […]
Hire a Professional! Why More Sellers Are Hiring a Real Estate Agent Some Highlights More homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side. Without an agent’s help, tackling pricing, staging and repairs, paperwork, negotiation, and more can be a real headache. Selling without a pro isn’t worth the hassle. Connect […]
Hire a Professional! What’s Motivating More Buyers To Choose a Newly Built Home? Planning to buy a home in Greater Cincinnati, Northern Kentucky, or Southeast Indiana soon? Why not consider something brand-new? Many buyers are discovering the appeal of new home construction, and it might be just what you’re looking for. The National Association of Realtors (NAR) reports that newly built homes made up 15% of all homes […]
Hire a Professional! The Personal Joys of Having a Home To Call Your Own Owning a home in Greater Cincinnati, Northern Kentucky, or Southeast Indiana offers significant financial benefits and so much more. As you consider homes for sale or think about how to sell your house, take a moment to reflect on the deeper meaning of homeownership. A home is more than just four walls and a roof […]
Hire a Professional! The #1 Reason People Move: To Be Closer to Family and Friends Have You Considered Moving Closer to Loved Ones? Have you ever thought about packing up and moving to be closer to the people who mean the most to you? Maybe those long drives to visit family are wearing you out, or you wish your kids could spend more time with their grandparents. You’re not alone—many […]
Hire a Professional! How Home Equity May Help You Buy Your Next Home in Cash Building Equity in Your House: A Game-Changer for Homeowners in Greater Cincinnati, Northern Kentucky, and Southeast Indiana Owning a home provides many financial advantages, but one of the most significant is building equity. Right now, homeowners across the country are sitting on record levels of equity, and it could be the key to helping you […]
Hire a Professional! The Truth About Down Payments Some Highlights There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a boost, look into down payment […]
Hire a Professional! Struggling To Sell Your House? Read This. When you’re ready to sell your house, you likely have three key goals in mind: selling quickly, getting top dollar, and ensuring a smooth process from start to finish. However, even in a competitive market like Greater Cincinnati, Northern Kentucky, and Southeast Indiana—where there are often more buyers than homes for sale—challenges can arise that […]